Grade 4 Social Studies Nevada standards Standards

Social Studies - Financial Literacy

Grade 3: Movement Around Our World

Distinguish between needs and wants.

Describe the difference between saving and spending.

Define personal information and what is appropriate to share or keep private.

Grade 4: Nevada: Past and Present

Identify methods of payment for goods and services.

Explain the benefits of saving and methods of saving including but not limited to financial institutions, piggy banks, etc.

Determine the consequences of sharing personal information with others.

Examine jobs related to a career of interest.

Grade 5: U.S.: Creating a New Nation

Describe the importance of setting financial goals.

Compare interest in regard to credit and savings.

Identify methods of how to protect one’s identity from common threats.

Explain the standard of living in relationship to quality of life.

Grades 6-8 Financial Literacy Standards

Prioritize and evaluate personal financial goals based on needs and wants

Identify college and career options and their effect on the standard of living.

Identify important academic requirements for financing postsecondary programs.

Investigate consequences of potential financial decisions to make reasoned financial choices

Describe the services offered by various financial institutions.

Discuss the components of a personal budget, including income, planned spending, and expenses

Explain how debit cards differ from credit cards.

Explain an individual’s rights and responsibilities as a consumer.

Discuss the cost of borrowing money for different types of goods and services including but not limited to: consumables, vehicles, education, and housing.

Investigate ways to prevent and limit the consequences of identity theft and fraud.

Explain how an investment differs from a savings account in potential risks and returns.

Grades 9-12: Financial Literacy

Analyze the alternatives and consequences of financial decision-making in the development of financial goals

Analyze the purpose and specifics of various insurance plans as well as compare quality of insurance providers.

Evaluate college and career choices and their effect on the standard of living.

Practice completing important financial, academic, and career documents including but not limited to: loan applications, scholarship applications, job applications, resumes, etc.

Analyze the requirements and benefits of postsecondary financing options including but not limited to: Free Application for Federal Student Aid, Western Interstate Commission for Higher Education, Governor Guinn Millennium Scholarship, Silver State Opportunity Grant Program, prepaid tuition, and college savings programs.

Evaluate assessment and computation of taxes at the local, state, and federal level.

Locate and evaluate financial information from various sources.

Develop and evaluate a personal financial plan, including a savings plan, utilizing a financial record keeping system.

Analyze the cost and benefits of different types of credit and debt including how to avoid and resolve debt problems.

Explain the purpose of a credit report, how that report is used by lenders, and the borrower’s rights and responsibilities related to a credit report.

Compare and contrast different types of loans with attention to, interest rates, terms of the loan, compounding frequency in relation to managing debt and consequences of acquiring debt.

Analyze methods to prevent and limit the consequences of identity theft and fraud.

Distinguish the cost and benefits of various investment strategies including securities, stocks, and bonds; with attention to compound interest and methods of buying and selling investments.

Nevada: Past and Present

Generate compelling questions to explore the history of Nevada.

Use deliberative and democratic procedures to take action about an issue.

Evaluate why Nevada became a state and the role of Nevada in national politics.

Analyze how Nevada's population and culture have changed over time.

Analyze the diverse population of Nevada's early inhabitants, natives, and settlers and discuss their unique experiences and contributions.

Evaluate the development and evolution of Nevada's symbols, mottoes, and slogans.

Analyze how racism and discriminatory practices have led to oppression in Nevada.

Analyze how diverse individuals and groups in Nevada led movements for social justice in response to discriminatory practices.

Analyze the impact that Native people have had on the culture of Nevada.

Identify and analyze the diversity and cultural traditions of Nevada's people, including but not limited to: Native communities, Basque communities, etc.

Identify the contributions of culturally, racially, and ethnically diverse individual Nevadans to the advancement of Nevada.

Generate and answer supporting questions that help address the compelling question.

Evaluate how core civic virtues and democratic principles have guided or continue to guide local and state government in Nevada.

Identify and discuss examples of rules, laws, and authorities that keep people safe and property secure in the state of Nevada.

Investigate how interest groups have influenced the political, social, and cultural landscape of Nevada.

Create maps that include human and physical features and demonstrates spatial patterns in Nevada.

Examine how and why Nevada's landscape has been impacted by humans.

Analyze how technological changes have impacted the environment and economy of Nevada.

Describe the difference in population distribution across Nevada.

Using the historical and contemporary examples discuss the importance of major industries to Nevada's economy.

Describe the intended and unintended consequences of decisions made regarding limited and shared resources in Nevada.

Analyze the differences between primary and secondary sources and use them to construct an argument about the past.

Investigate the role of Nevada's economy in relation to the national economy.

Analyze the sourcing and context of sources with corroboration and close reading.

Cite evidence that supports a response to supporting or compelling questions.

Construct responses to compelling questions using reasoning, examples, and relevant details.

Construct organized explanations for various audiences and purposes using evidence and reasoning.

Participate in a structured academic discussion using evidence and reasoning to share and critique ideas.

List and discuss group or individual action to help address local or regional problems.